When your API fails,
the loan doesn't close.
Identity, background, financial, and vehicle verification — built for NBFCs and fintech lenders where downtime means lost revenue.
40% of borrowers abandon after one verification failure
Each timeout at the KYC step is a customer you spent money acquiring — gone.
Every missed fraud costs 3–5× the loan principal in recovery
Weak verification doesn't just miss fraud — it funds it.
3–4 day employment checks stall entire underwriting pipelines
Borrowers get approvals elsewhere while your team waits on a vendor.
One infrastructure layer. Every verification your workflow needs.
Identity, financial, employment, and vehicle checks — all through a single integration. Consistent response formats, documented uptime, and outputs customized to your pipeline.
A mid-sized NBFC was losing 3–4 business days on every employment verification.
Their underwriting pipeline was blocked. Loan officers were chasing vendors for updates instead of processing applications. Borrowers were getting approved by competitors who moved faster.
After integrating ASP Associates, employment verification turnaround dropped to approximately 30 minutes. The bottleneck disappeared. Disbursal velocity increased measurably within the first month.
Three moments where verification infrastructure fails — and what it costs you.
Your applicant drops off at KYC
The PAN check times out. The Aadhaar OTP fails to trigger. The applicant — who you paid to acquire — exits the flow and applies with a competitor. The cost of one failed verification is the entire acquisition cost of that borrower.
Your verification layer buckles under load
Month-end disbursement targets. Festive season lending surges. When volume spikes, the providers who resell upstream APIs without infrastructure of their own start returning errors. Your operations team scrambles. Your SLAs break.
Your verification logs have gaps
The regulator asks for a trail. Your logs show incomplete verifications, retries without resolution, and timestamps that don't align. What was a routine audit becomes a finding. What was a finding becomes remediation cost.
Live in days. Not procurement cycles.
Requirements call
30-minute call to understand your verification workflow, volume, and integration requirements. No sales deck — just a technical conversation.
Sandbox access
API keys, documentation, and sandbox environment delivered. Your developers can begin integration immediately with test data.
Integration support
Direct access to our engineering team for integration questions. Custom output formats configured to match your internal data models.
Production go-live
Production keys issued once integration is validated. Monitoring configured. You're live — and we're watching the same dashboards.
One endpoint. Every check.
A clean RESTful API with consistent JSON responses, sandbox environment, webhook support, and response times documented per endpoint. Integrate once — verify everything.
View Full Documentation// Request POST /v1/verify/pan { "pan_number": "ABCDE1234F", "full_name": "Rajesh Kumar", "consent": "Y" } // Response — 200 OK { "success": true, "data": { "pan_status": "active", "registered_name": "RAJESH KUMAR", "name_match": "exact", "aadhaar_linked": true }, "response_ms": 142 }
The questions serious buyers always have.
What if you don't have a verification type we need?
We source uncommon and difficult-to-find verification endpoints. If your workflow requires a non-standard check, tell us. We've built sourcing relationships specifically for edge cases that other providers refuse.
How long does onboarding actually take?
Most clients are live within 7 days. Sandbox access is typically delivered within 24 hours of the requirements call. We don't have procurement theatre — just a technical conversation and API keys.
What happens when an API goes down?
We maintain 99.9% documented uptime across all endpoints. When issues occur, we detect them before our clients do. We don't resell a single upstream source without independent monitoring and fallback routing.
Can we customize the response format?
Yes. We configure output formats per client to match your internal data models. If your system expects fields in a specific structure, we adapt — you don't have to build a translation layer.
Who is this not right for?
We're not the right fit for teams that select verification providers purely on per-API-call pricing. We compete on uptime, speed, and customization — not on being the cheapest option in a comparison spreadsheet.
Is our data secure and RBI compliant?
All data is encrypted in transit via TLS 1.3. We maintain compliance documentation for RBI-regulated entities. API keys are scoped per environment with granular permissions. We can provide our security documentation on request.
Two ways to move forward.
No procurement process required. Pick the path that fits where you are right now.